I'm a simple emigrant and I don't expect to retire

There's a stereotype about Europe in general and Germany in particular: that pensioners here live their best life. Their pension is so magnificent that they travel as if possessed and basically deny themselves nothing. Let’s see if that’s true by looking at the example of one small person (me). I received a letter from the state pension insurance. As is proper in Germany, I immediately thought, now they’ll be happy to raise the monthly payment. But no. They simply wanted to tell me that I’ve already earned myself a pension of €328.81 per month! So, where will we fly on that money? They calculate it like this: for each year of earning the average salary among all insured (currently €50,493 per year before taxes) you get one point; if you earn less or more, you’ll get points accordingly. Then they multiply these points by the value of a point, currently €39.32, and by the pension coefficient, and you get the pension. The coefficient is usually one, but there are many additional details that affect it: disability, caring for a child, study, etc. For example, for early retirement, up to age 67 for all genders, they subtract 0.3% for each month, but not more than about 11%. But don’t worry, with three hundred they won’t leave me. They say, work another 35 years in the same spirit, and then your pension will be about €2,300. Just don’t forget that from this money you have to pay taxes and health insurance. Total: about €1,800 take-home. And remember, purchasing power is changing, currently only for the worse. That means we don’t know what this amount will be enough for in ten years, and in 30 years even more so. Well then, does this pension look decent? Share your opinion in the comments! translation of the image, you know where ⤵️ #useful #taxes #money